FAQ

Frequently Asked Questions

Your Questions, Answered Clearly and Professionally

At Hopewell Financial Services, we understand that financial decisions can be overwhelming.
This page provides clear answers to the most common questions our clients ask about credit repair, business registration, funding, nonprofit services, and annual filings.

Use this page as your quick guide — and if you need more help, we’re just a message away.

Credit Repair

Credit repair involves reviewing your credit reports, identifying inaccurate or unverifiable items, and disputing them with the credit bureaus to improve your credit profile.

Most clients begin seeing positive changes within 30–90 days, depending on their individual credit history and the severity of errors.

We help dispute:

  • Late payments

  • Collections

  • Charge-offs

  • Repossessions

  • Hard inquiries

  • Judgments (if inaccurate or outdated)

  • Any unverifiable or incorrect information

No ethical credit repair company can guarantee exact score increases.
However, we guarantee a transparent process, consistent communication, and aggressive but compliant disputes.

Yes. Cleaner, accurate credit reports significantly increase your chances of approval for loans, credit cards, mortgages, and business funding.

Yes. We help businesses correct and strengthen their commercial credit profiles for better financing opportunities.

Business Registration

Business registrations typically take 3–10 business days, depending on the state and processing speed.

Yes. Every business registration package includes free EIN setup unless otherwise requested.

Yes. We create a professionally drafted Operating Agreement tailored to your business.

Absolutely. We explain the differences between LLC, S-Corp, C-Corp, and nonprofit to help you make the best decision.

Yes, our services are available nationwide.

Business Funding

We assist with:

  • SBA loans

  • Business lines of credit

  • Term loans

  • Merchant cash advances

  • Equipment financing

  • Startup-friendly funding solutions

Documentation varies, but lenders commonly request:

  • Bank statements

  • Tax returns

  • Business plan (for some lenders)

  • EIN and registration documents

  • Financial statements

Yes, we work with lenders that accept early-stage or pre-revenue businesses.

Requirements vary by lender. Some options are available even for average or fair credit.

Annual Business Filing

Annual filings include state-required updates, franchise tax reports, and federal compliance renewals to keep your business active and in good standing.

Missing deadlines can lead to:

  • Late penalties

  • Loss of good standing

  • Possible business dissolution

We ensure all filings are done accurately and on time.

Yes. We offer year-round compliance management to help keep your business legally protected.

Nonprofit Organization Services

Yes, we handle nonprofit formation from start to finish, including IRS tax-exempt applications.

IRS approval can take 30–120+ days, depending on the type of application.

Yes. We prepare and file Form 990, 990-EZ, and 990-N, ensuring your nonprofit stays compliant.

Yes, we create and update bylaws, organizational minutes, policies, and compliance documents.

General Questions

Yes. All our services are available nationwide.

You can reach us via phone, email, WhatsApp, or our online contact form.
We typically respond within 24 hours.

Use our online booking page or call our support line to schedule a session instantly.

We accept:

  • Bank transfers

  • Debit/credit cards

  • Approved digital payment methods

Book a free consultation and our specialists will guide you through the best option for your specific goals.

Need More Answers? We’re Here to Help

If you didn’t find what you were looking for, feel free to contact us directly or schedule a consultation.