Securing business funding is one of the biggest challenges entrepreneurs face, especially in the evolving U.S. financial landscape. Whether you’re applying for SBA loans, business lines of credit, merchant cash advances, or equipment financing, lenders follow very specific criteria when evaluating applications. This comprehensive guide breaks down what lenders look for — and how to position your business for approval. 1. Lender Priority #1: Personal Credit Profile Before your business credit matters,...

When starting a business in the United States, one of your first major decisions is choosing the right legal structure. This choice affects your taxes, liability, funding options, ownership, compliance requirements, and long-term scalability. The two most common entities in 2025 are: Limited Liability Companies (LLCs) Corporations (C-Corps and S-Corps) This expert guide breaks down the differences to help you make the right decision for your business. 1. What Is an LLC? An LLC is a flexible business...

Businessman pushing credit score speedometer from poor to good. Tiny person improving personal credit history with efforts flat vector illustration. Business reputation of customer, loan concept Your credit score influences nearly every aspect of your financial life in the United States. It affects your ability to secure a mortgage, qualify for personal loans, lease a car, obtain business funding, and even get approved for certain jobs or rental agreements. A poor credit score can cost you thousands...